Colleges that Offer the Least Student Loan Assistance

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Most every college and university in the United States provides need-based financial aid to students.  However, need-based financial aid can take several different forms, including grants, scholarships, work-study positions, and student loans.  While incurring student debt is the least desirable way to finance a college education, for many students taking on debt is unavoidable nonetheless.  As such, it is important for students and families to know which schools typically provide the most and least financial assistance in the form of student loans.

 

The tables below present the bottom ten colleges nationwide that offer the least financial aid to students in the form of loans, then shows the bottom ten colleges by public and private status, then by location.  The first table in each set presents the bottom ten schools by average student loan assistance in absolute dollars. The second table in each set lists the bottom ten schools based on average student loan assistance as a percentage of the cost of attendance.  When considering the data herein, it is important to recognize that some schools offer lesser student loan assistance in terms of absolute dollars, while others offer loans of greater dollar values that nonetheless constitute a lesser percentage of the school’s cost of attendance.

 

The data for all tables below was sourced from the Integrated Postsecondary Education Data System (IPEDS), a federal government-sponsored national database of higher education institutions, for the 2017-18 school year.  The underlying loans on which the data is based include subsidized and unsubsidized loans issued to incoming freshmen, but exclude PLUS loans issued to parents.

 

U.S. Colleges that Offer the Least Student Loan Assistance

(in absolute $)

Institution Name

Location

Average Student Loan Assistance

Southern Utah University

Utah

$4,155

California State University at Los Angeles

California

$3,945

Southwestern Oklahoma State University

Oklahoma

$3,874

University of Texas at Rio Grande Valley

Texas

$3,841

Paul Quinn College

Texas

$3,780

Stillman College

Alabama

$3,519

University of Texas of the Permian Basin

Texas

$3,316

Iowa Wesleyan University

Iowa

$3,024

Berea College

Kentucky

$2,747

Lane College

Tennessee

$2,706

 

U.S. Colleges that Offer the Least Student Loan Assistance

(as % of COA)

Institution Name

Location

Average Student Loan Assistance

Colby College

Maine

7.5%

Scripps College

California

7.5%

Grinnell College

Iowa

7.3%

Hamilton College

New York

7.3%

Carleton College

Minnesota

7.1%

Pitzer College

California

6.9%

Wellesley College

Massachusetts

6.7%

Williams College

Massachusetts

6.6%

Smith College

Massachusetts

6.4%

Claremont McKenna College

California

6.3%

 

 

Colleges that Offer the Least Student Loan Assistance By Public and Private Status:

 

Public Colleges that Offer the Least Student Loan Assistance

 

(in absolute $)

Institution Name

Location

Average Student Loan Assistance

McNeese State University

Louisiana

$4,636

University of North Texas at Dallas

Texas

$4,554

California State University at Monterey Bay

California

$4,541

Troy University

Alabama

$4,527

Dalton State College

Georgia

$4,421

Southern Utah University

Utah

$4,155

California State University at Los Angeles

California

$3,945

Southwestern Oklahoma State University

Oklahoma

$3,874

University of Texas at Rio Grande Valley

Texas

$3,841

University of Texas of the Permian Basin

Texas

$3,316

 

(as % of COA)

Institution Name

Location

Average Student Loan Assistance

SUNY College at Old Westbury

New York

25.5%

University of Rhode Island

Rhode Island

24.9%

University of Texas at Rio Grande Valley

Texas

24.7%

University of Illinois at Chicago

Illinois

24.5%

California State University at Channel Islands

California

24.2%

California State University at Monterey Bay

California

23.4%

University of California at Los Angeles

California

20.6%

University of California at Santa Barbara

California

20.4%

University of Texas of the Permian Basin

Texas

19.8%

California State University at Los Angeles

California

19.7%

 

 

 

Private Colleges that Offer the Least Student Loan Assistance

 

(in absolute $)

Institution Name

Location

Average Student Loan Assistance

Williams College

Massachusetts

$4,440

Alice Lloyd College

Kentucky

$4,378

Claremont McKenna College

California

$4,369

Smith College

Massachusetts

$4,284

Tabor College

Kansas

$4,183

Paul Quinn College

Texas

$3,780

Stillman College

Alabama

$3,519

Iowa Wesleyan University

Iowa

$3,024

Berea College

Kentucky

$2,747

Lane College

Tennessee

$2,706

 

(as % of COA)

Institution Name

Location

Average Student Loan Assistance

Colby College

Maine

7.5%

Scripps College

California

7.5%

Grinnell College

Iowa

7.3%

Hamilton College

New York

7.3%

Carleton College

Minnesota

7.1%

Pitzer College

California

6.9%

Wellesley College

Massachusetts

6.7%

Williams College

Massachusetts

6.6%

Smith College

Massachusetts

6.4%

Claremont McKenna College

California

6.3%

 

 

 

Colleges that Offer the Least Student Loan Assistance By Location:

 

Southern Colleges that Offer the Least Student Loan Assistance

 

(in absolute $)

Institution Name

Location

Average Student Loan Assistance

Troy University

Alabama

$4,527

Dalton State College

Georgia

$4,421

Alice Lloyd College

Kentucky

$4,378

Southwestern Oklahoma State University

Oklahoma

$3,874

University of Texas at Rio Grande Valley

Texas

$3,841

Paul Quinn College

Texas

$3,780

Stillman College

Alabama

$3,519

University of Texas of the Permian Basin

Texas

$3,316

Berea College

Kentucky

$2,747

Lane College

Tennessee

$2,706

 

(as % of COA)

Institution Name

Location

Average Student Loan Assistance

Centre College

Kentucky

12.9%

Presbyterian College

South Carolina

12.7%

Vanderbilt University

Tennessee

12.7%

Furman

South Carolina

12.5%

University of Miami

Florida

11.2%

St. John's College

Maryland

10.8%

Johns Hopkins University

Maryland

10.4%

Sewanee - The University of the South

Tennessee

9.6%

Davidson College

North Carolina

9.5%

Berea College

Kentucky

8.5%

 

 

Northeast Colleges that Offer the Least Student Loan Assistance

 

(in absolute $)

Institution Name

Location

Average Student Loan Assistance

Amherst College

Massachusetts

$5,460

Gettysburg College

Pennsylvania

$5,413

Haverford College

Pennsylvania

$5,356

University of Maine at Presque Isle

Maine

$5,243

Colby College

Maine

$5,000

SUNY College at Old Westbury

New York

$4,819

Hamilton College

New York

$4,802

Wellesley College

Massachusetts

$4,497

Williams College

Massachusetts

$4,440

Smith College

Massachusetts

$4,284

 

(as % of COA)

Institution Name

Location

Average Student Loan Assistance

Barnard College

New York

8.9%

Colgate University

New York

8.4%

Gettysburg College

Pennsylvania

8.3%

Amherst College

Massachusetts

8.0%

Haverford College

Pennsylvania

7.8%

Colby College

Maine

7.5%

Hamilton College

New York

7.3%

Wellesley College

Massachusetts

6.7%

Williams College

Massachusetts

6.6%

Smith College

Massachusetts

6.4%

 

 

 

Western Colleges that Offer the Least Student Loan Assistance

 

(in absolute $)

Institution Name

Location

Average Student Loan Assistance

Whitman College

Washington

$5,395

Arizona Christian University

Arizona

$5,359

University of Nevada at Las Vegas

Nevada

$5,345

Scripps College

California

$5,184

New Mexico State University - Main Campus

New Mexico

$4,760

Pitzer College

California

$4,749

California State University at Monterey Bay

California

$4,541

Claremont McKenna College

California

$4,369

Southern Utah University

Utah

$4,155

California State University at Los Angeles

California

$3,945

 

(as % of COA)

Institution Name

Location

Average Student Loan Assistance

Holy Names University

California

11.5%

Mills College

California

10.8%

Chapman University

California

10.7%

Lewis & Clark College

Oregon

10.6%

Harvey Mudd College

California

10.0%

Pomona College

California

9.8%

Whitman College

Washington

8.7%

Scripps College

California

7.5%

Pitzer College

California

6.9%

Claremont McKenna College

California

6.3%

 

 

 

Midwestern Colleges that Offer the Least Student Loan Assistance

 

(in absolute $)

Institution Name

Location

Average Student Loan Assistance

Oberlin College

Ohio

$5,685

Peru State College

Nebraska

$5,601

Newman University

Kansas

$5,491

Wayne State College

Nebraska

$5,476

Chadron State College

Nebraska

$5,258

Carleton College

Minnesota

$4,737

Bellevue University

Nebraska

$4,645

Grinnell College

Iowa

$4,606

Tabor College

Kansas

$4,183

Iowa Wesleyan University

Iowa

$3,024

 

(as % of COA)

Institution Name

Location

Average Student Loan Assistance

Earlham College

Indiana

10.9%

St. Olaf College

Minnesota

10.8%

Northwestern University

Illinois

10.2%

University of Notre Dame

Indiana

9.9%

Kenyon College

Ohio

9.3%

Macalester College

Minnesota

9.1%

Iowa Wesleyan University

Iowa

8.5%

Oberlin College

Ohio

8.3%

Grinnell College

Iowa

7.3%

Carleton College

Minnesota

7.1%

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