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Paying for Michigan State University

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Michigan State University provides several ways to help students pay for their education. Need-based aid is provided to students based on level of need once the FAFSA form is filled out. Need-based comes in the form of grants, scholarships, and federal work-study awards and opportunities. Loans are also available. No additional financial aid forms are necessary besides the FAFSA to be considered for need-based aid. It is encouraged that students apply early as aid is provided on a first come, first served basis.

The Spartan Advantage Program (SPAD) is a need-based initiative that helps Michigan resident, dependent students that demonstrate the most need based upon income. It is awarded to help with costs such as tuition, fees, room, board, and books. Admitted students will be considered automatically with the submission of their FAFSA. If admitted to the SPAD program, students will need to fill out and sign the SPAD Agreement form. The Michigan Competitive Scholarship is based on need and merit and students will be considered on those two factors along with a qualifying ACT test score and additional eligibility requirements. Additional scholarships are provided to students with special considerations including international student scholarships, out-of-state scholarships, Michigan resident scholarships, criteria-specific scholarships, and transfer student scholarships. Students can also search for outside scholarships. Resources are available for the diverse needs of veteran students. Aid is available for students who choose to studying abroad or may need summer aid.

Grants are another form of help for students. Some Michigan State University grants available to students include the Michigan Child Care Grant which helps students who have children enrolled in certain licensed daycare centers, the TEACH Grant, the Pennsylvania Spartan and Ohio Spartan Grants, and the Michigan Indian Tuition Waiver which pays for the resident tuition for eligible students who are members of an eligible tribe and certified one-quarter Indian blood quantum.

Student employment opportunities can be found through the Career Services Website. Handshake, a website to help find job opportunities and career development is available to access through the Career Services Website. Students wishing to work as resident assistants receive free room and board as part of their employment package. Resident assistants help mentor, provide leadership, and assist in student engagement on campus and in student residences.

Financial tools are available to students to help budget for Michigan State University including a net price calculator, a cost calculator, and a related budget worksheet with several budgeting tips. Financial aid resources are also available including a Frequently Asked Questions page, a

Financial Aid Glossary, a Financial Aid newsletter with access to past newsletters, and a handy financial aid video library. Additionally, students can access MSU’s college affordability resource page.

Michigan State University Extension Page contains an entire Michigan Money Health page complete with videos, news articles, online classes, quizzes, events, and chock-full of information on a variety of money-related categories. There is a Money Smart learning series available here.

The Michigan State University Business Libraries page includes a pdf link to a variety of financial literacy books on subjects of personal finance and student loans and debt. Financial literacy based resources are available on this page, along with outside scholarship links, tax information, student loan debt information, links, and book recommendations. There is also a page on personal finance and budgeting and investing resources and strategies.

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