Schools that Cover Most of Your Financial Need

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College is an expensive adventure. The good news is that there are a lot of schools that aim to cover your financial need in hopes of making the experience more affordable.


Click here to see every school in the country that offers 100% coverage of your financial need. Full coverage of financial need is, of course, great, but there might be reasons why you don’t want or can’t go to those schools and instead will want to check out this list of other schools that provide a lot, but not full, coverage.


Here are 11 schools that meet almost all but not 100% of financial need:


School Name

% of Financial Need Covered by School

Emory University

99%

University of Florida

97%

Lehigh University

97%

St Olaf College

96%

Brandeis University

96%

University of Rochester

96%

Tulane University of Louisiana

96%

Berea College

95%

Carnegie Mellon University

94%

Earlham College

94%

Beloit College

94%


Do you have questions about what coverage of demonstrated financial need means? Because it might mean that you still have to contribute to the cost of attendance. Learn more here.

 

 

Schools That Cover Most of Your Financial Need By Public and Private Status:

 

Public Schools That Cover All or Most of Your Financial Need

 

Are you looking to go to a public college or university? There are some amazing public schools in the United States and they can often cost significantly less than attending a private school.

 

A couple of these schools are even willing to cover 100% of your financial need. Not sure what that means?

 

Schools that promise 100% coverage of financial need for all students are saying that they — the school — will devise a plan to cover the whole cost of attending their institution. First they will determine how much your family is able to pay based on your completion of the FAFSA or CSS Profile. Whatever value remains when they subtract your family’s contribution from the cost of attendance will be your financial need.

 

When you get your financial aid package from the school, they will have itemized how to cover your remaining financial need with scholarships, grants, government loans, and work study. Read more here.

 

Here is a list of every school in the United States that covers at least 89% of financial need for every student:

 

School

% of Financial Need Covered by School

University of North Carolina at Chapel Hill

100%

University of Virginia

100%

University of Florida

97%

Alcorn State University

94%

Northeastern State University

94%

SUNY College at Potsdam

94%

University of Michigan-Ann Arbor

93%

California State University-Stanislaus

92%

Fort Valley State University

92%

Western Washington University

91%

Fort Lewis College

90%

San Jose State University

89%


If you’re interested in attending a school that didn’t make our list, don’t take it off your list of prospective schools. Just because a schools doesn’t offer enough financial need coverage doesn’t mean you shouldn’t apply. Start by contacting your admissions office and see if they can tell you how much of financial need they will cover and other ways they offer aid. Then, we can help you figure out how to cover the rest of the gap in financial aid.

 

 

 

Private Schools That Cover All or Most of Your Financial Need

 

There are a whole lot of private schools in the US that are willing to cover nearly 100% of financial need for every student.

 

Schools that promise 100% coverage of financial need for all students are saying that they—the school—will devise a plan to cover the whole cost of attending their institution. First they will determine how much your family is able to pay based on your completion of the FAFSA or CSS Profile. Whatever value remains when they subtract your family’s contribution from the cost of attendance will be your financial need.

 

When you get your financial aid package from the school, they will have itemized out how to cover your remaining financial need with scholarships, grants, government loans, and work study. Read more here.

 

This is a great opportunity to find schools that will help cover some—and ideally the majority—of your education costs. For other ways to cover education costs, read this.

 

Here’s a list of every private school in the United States that cover 94-100% of financial need:

 

School

% of Financial Need Covered by School

Amherst College

100%

Barnard College

100%

Bates College

100%

Boston College

100%

Bowdoin College

100%

Brown University

100%

Bryn Mawr College

100%

California Institute of Technology

100%

Carleton College

100%

Claremont McKenna College

100%

Colby College

100%

Colgate University

100%

College of the Holy Cross

100%

Colorado College

100%

Columbia University

100%

Connecticut College

100%

Cornell University

100%

Dartmouth College

100%

Davidson College

100%

Duke University

100%

Franklin and Marshall College

100%

Georgetown University

100%

Grinnell College

100%

Hamilton College

100%

Harvard University

100%

Harvey Mudd College

100%

Haverford College

100%

Johns Hopkins University

100%

Kenyon College

100%

Lafayette College

100%

Macalester College

100%

Massachusetts Institute of Technology

100%

Middlebury College

100%

Mount Holyoke College

100%

Northwestern University

100%

Oberlin College

100%

Occidental College

100%

Pitzer College

100%

Pomona College

100%

Princeton University

100%

Reed College

100%

Rice University

100%

Scripps College

100%

Smith College

100%

Stanford University

100%

Swarthmore College

100%

Trinity College

100%

Union College

100%

University of Chicago

100%

University of Notre Dame

100%

University of Pennsylvania

100%

University of Richmond

100%

University of Southern California

100%

Vanderbilt University

100%

Vassar College

100%

Wake Forest University

100%

Washington and Lee University

100%

Washington University in St Louis

100%

Wellesley College

100%

Wesleyan University

100%

Williams College

100%

Yale University

100%

Emory College

99%

Lehigh University

97%

St Olaf College

96%

Tulane University of Louisiana

96%

University of Rochester

96%

Brandeis University

96%

Berea College

95%

Beloit College

94%

Carnegie Mellon University

94%

Earlham College

94%

La Roche College

94%


Some of these schools will also advertise that they offer free tuition for all students or potentially a full-ride for a select few. Read our article on the difference between a full-ride scholarship, free tuition and 100% financial need coverage.

 

 

 

 

 

Schools That Cover Most of Your Financial Need By Location:

 

More interested in the region where you go to school? Check out the lists below for a look at the schools that offer the best coverage across the country.

 

Schools in New England That Cover Most of Your Financial Need

 

School

% of Financial Need Covered by School

Brandeis University

96%

Wheaton College

94%

Bentley University

93%

Hampshire College

93%

Stonehill College

90%

Clark University

90%

University of Massachusetts-Lowell

89%

Roger Williams University

88%

Northeastern University

86%

University of Massachusetts-Amherst

86%

 

All of these schools—with the exception of Roger Williams University, which is in Rhode Island—are located in Massachusetts. If you’re interested in schools not on this list, contact the financial aid office of that school and to understand its affordability.


For more great deals, we have also made a separate list of schools in New England offering 100% financial need coverage. This list includes schools in every New England state: Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island, and Vermont.

 

 

 

Schools in the Southeast That Cover Most of Your Financial Need

 

School

State

% of Financial Need Covered by School

University of Florida

FL

97%

Tulane University of Louisiana

LA

96%

Berea College

KY

95%

Sewanee-The University of the South

TN

91%

Rhodes College

TN

90%

University of North Florida

FL

89%

Eckerd College

FL

88%

Hendrix College

AR

87%

Centre College

KY

86%

University of Miami

FL

86%

 

Also check out the schools in this region that are offering 100% financial need coverage. On top of more schools in Tennessee, this list also includes schools in Virginia, North Carolina and South Carolina. 

 

 

 

Schools in the Mid-East That Cover Most of Your Financial Need

 

School

State

% of Financial Need Covered by School

Lehigh University

PA

97%

University of Rochester

NY

96%

Skidmore College

NY

94%

Carnegie Mellon University

NY

94%

SUNY College at Potsdam

NY

94%

La Roche College

PA

94%

Syracuse University

NY

93%

Bucknell University

PA

91%

Gettysburg College

PA

90%

Allegheny College

PA

90%

 

Also check out the schools in this region that are offering 100% financial need coverage. On top of Pennsylvania and New York, this list also includes schools in New Jersey, Washington DC and Maryland. 

 

 

 

Schools in the Great Lakes Region That Cover Most of Your Financial Need

 

School

State

% of Financial Need Covered by School

Earlham College

IN

94%

Beloit College

WI

94%

Wabash College

IN

94%

Lawrence University

WI

94%

The College of Wooster

OH

93%

Valparaiso University

IN

93%

University of Michigan-Ann Arbor

MI

93%

Kalamazoo College

MI

93%

Indiana Wesleyan University-Marion

IN

92%

Denison University

OH

91%

 

If you haven't already, check out our list of the schools in the Great Lakes region offering 100% financial need coverage.

 

 

 

Schools in the Plains Region That Cover Most of Your Financial Need

 

School

State

% of Financial Need Covered by School

St Olaf College

MN

96%

Northwestern College

IA

93%

Gustavus Adolphus College

MN

92%

Westminster College

MO

92%

Concordia College at Moorhead

MN

91%

Saint Johns University

MN

90%

St Catherine University

MN

90%

Loras College

IA

89%

College of Saint Benedict

MN

89%

Luther College

IA

89%

 

If you haven't already, check out the four Plains Region schools that are offering 100% financial need coverage. They are in the same three states.

 

 

 

Rocky Mountains Schools That Cover Most of Your Financial Need

 

School

State

% of Financial Need Covered by School

University of Denver

CO

86%

Colorado State University-Fort Collins

CO

82%

University of Colorado Boulder

CO

80%

Carroll College

MT

78%

University of Idaho

ID

78%

Regis University

CO

78%

Westminster College

UT

77%

Montana State University

MT

74%

University of Utah

UT

65%

University of Wyoming

WY

60%

 

While the majority of regions of the United States have at least 10 schools that are cover 90-100% of financial need, the Rocky Mountain Region is not one of them. There is only one school in the whole area offering 100% coverage of financial need. After that, the school covering the most aid in the area is the University of Denver, and that coverage is only 86%.

 

Some of these schools offer merit-based scholarships and other ways to afford school. And, of course, you can always talk to the experts at Edmit about affording college in the Rockies.

 

 

 

Schools on the West Coast That Cover Most of Your Financial Need

 

School

State

% of Financial Need Covered by School

Whitman College

WA

93%

California State University-Stanislaus

CA

92%

Western Washington University

WA

91%

University of California-Riverside

CA

89%

San Jose State University

CA

89%

University of California-San Diego

CA

88%

California State University-San Bernardino

CA

88%

Lewis & Clark College

OR

87%

Pacific Lutheran University

WA

85%

George Fox University

OR

84%

 

If you haven’t already, also find out what schools on the west coast are offering 100% coverage of financial need for all of their students.



 

Schools in the Southwest That Cover Your Financial Need

 

School

State

% of Financial Need Covered by School

Trinity University

TX

93%

Southern Methodist University

TX

87%

Southwestern University

TX

86%

Austin College

TX

86%

University of Oklahoma - Norman Campus

OK

83%

University of Tulsa

OK

82%

University of Dallas

TX

79%

Oklahoma State University - Main Campus

OK

75%

Texas A&M University - College Station

TX

72%

The University of Texas at Austin

TX

71%

 

There is only one school in the southwest region that covers 100% of student financial need. Read our article on Rice University for more information.

 

You should also review the websites of the schools that you are interested in to see if your schools of interest offer any other scholarship options.

 

 

 

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