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The Edmit Guide for

Pre-High School

Before high school, estimate how much you'll need for college and make your plan for how to save.

Step 1

Deciding how much to save

How much does the cost of college increase per year?

See what colleges raise pricing, and by how much.

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How much should I save for college?

What will college tuition cost in 5 to ten years? While we don't have a crystal ball, we can look at historical data to give you a sense of what you should be saving.

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Saving for college vs. saving for retirement

Here's how one financial advisor suggests his clients decide what's right for them.

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Step 2

Using 529 plans to save

What is a 529 savings plan?

Our complete guide to 529 savings plans, which are tax-advantaged savings accounts specifically for college educational costs.

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Will a 529 impact my financial aid?

It may, but we still recommend you save. Here's how 529 plans can impact your financial aid and what you can do about it.

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What happens to a 529 plan if I don't go to college?

If you don't go to college, you won't lose the money in your 529 savings plan. Here's what you can do in that scenario.

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Step 3

Other savings options

UTMA Plans

UTMA plans are an alternative to the 529 savings plans for saving for college.

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UGMA Plans

UGMA plans are another alternative to 529 savings plans for saving for college.

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Guides for every stage

Before High School

Saving and Planning

Estimate how much you'll need for college, and make your plan for how best to save.

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Early High School

Preparing for the Process

Master college finance basics and start setting your expectations.

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Junior Year

Research and Investigation

Build your college list by finding schools that are a great financial fit.

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Senior Year

Evaluating and Deciding

Choose the college that will set you up for long-term success.

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