<img height="1" width="1" style="display:none" src="https://q.quora.com/_/ad/bdd9d941ae754c498fe2d2326d029ffa/pixel?tag=ViewContent&amp;noscript=1">

See when to use your 529, savings, loans, or other sources.

Maybe you know where you're going to college - or maybe you haven't applied. Either way, when you're running the numbers you may stop to ask, “ok, but how do I actually pay in each year?”

Most families will be drawing from a variety of places to pay their college bills. And even if you have a rough sense of where the money will come from, it’s worth sitting down to put your financial plan on paper now - before you need to apply for loans and before you receive the tuition bill.

How you do so will ensure you're not paying too much in interest and making the most of your investments.

Here's a template you can use to map out your full financial plan over the 4 or more years your student will be in college.